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Personal Savings

Our Savings OPtions Side-by-side

At BCB, we make saving easy.

We know that different people have different needs when it comes to savings accounts. That's why we offer a variety of options, so you can bank the way you want to bank.

Compare Statement Savings Passbook Savings Youth Savings Student Savings Lease Security Savings
Minimum Deposit to Open $100.00 $100 $10.00 $5.00 $100.00
Monthly Service Charge $1.50 monthly fee if daily balance falls below $100.00 $1.50 monthly fee if daily balance falls below $100.00 --- --- ---
Interest Rate Begins to Accrue On the business day you deposit non-cash items (i.e. checks) On the business day you deposit non-cash items (i.e. checks) On the business day you deposit non-cash items (i.e. checks) On the business day you deposit non-cash items (i.e. checks) On the business day you deposit non-cash items (i.e. checks)
Frequency of Compounding Compounded daily, credited monthly Compounded daily, credited monthly Compounded daily, credited monthly Compounded daily, credited monthly Compounded daily, credited monthly
Minimum Daily Balance to Obtain Stated Annual Percentage Yield $100.00 $100.00
--- --- $100.00
Age Restrictions --- --- Newborn-4 5-17 ---
BCB Contribution to Account --- --- $10.00 $5.00 ---
Other Details

Closing account before interest is credited will forfeit the accrued interest.

Fees may reduce earnings.

Customer is only allowed 6 preauthorized withdrawals, automatic or telephone transactions per month or statement cycle. Any additional withdrawal transaction will incur a fee of $25.00 per transaction.

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Passbook Loans
Borrow against the savings you have in your passbook account for any purpose - maybe even that long awaited vacation!