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Savings Header Image

Personal Savings

AT BCB WE MAKE SAVING EASY  



Requirements Statement Savings Lease Security Savings
Minimum Deposit to Open $100.00 $100.00
Minimum Balance Fee $1.50 monthly fee if daily balance falls below $100.00 None
Interest Rate Begins to Accrue On the business day you deposit non-cash items (i.e. checks) On the business day you deposit non-cash items (i.e. checks)
Frequency of Compounding Compounded daily, credited monthly Compounded daily, credited monthly
Minimum Daily Balance to Obtain Stated Annual Percentage Yield $100.00 $100.00
Requirements 18+
to apply
18+
to apply
BCB Contribution to Account None None

Holiday/Vacation Club Accounts

  • You must deposit $1.00, $2.00, $5.00, $10.00, or $25.00 to open account. 
  • Interest-bearing account
  • Deposits made via transfers from other accounts
  • Checks / Disbursements are distributed at set point in April (Vacation) or October (Holiday) based on balance of account.
  • This is a perpetual account; it does not get closed-out once disbursement occurs. 
  • Cannot be used as an overdraft protection product.



Other Details

Closing account before interest is credited will forfeit the accrued interest.

Fees may reduce earnings.

You may make 6 withdrawal(s) from your account every statement cycle. Transactions include:

Pre-authorized transfers, automatic transfers, telephone or fax transfers, internet banking service, debit card or other similar third party transactions.

Any additional withdrawal transaction will incur a fee of $25.00 per transaction.


Checking Footer Image

AT BCB, WE MAKE
CHECKING EASY.

We know that different people have different needs when it comes to checking accounts.
Take a look at our Checking Options
side by side.