CRA Public File
Location of Bank Branch
The Bank’s branch office is 860 Broadway, Bayonne, New Jersey, 07002.
The Census Tract is 0104.00-Middle Census Tract. The MSA Code is 35614.
Located in Hudson County.
Location of Bank Branch
The Bank’s branch address is 508 Broadway in Bayonne, New Jersey, 07002.
The Census Tract is 0109.00-Middle Census Tract. The MSA Code is 35614.
Located in Hudson County.
Location of Bank Branch
The Bank’s branch address is 104-110 Avenue C in Bayonne, New Jersey, 07002.
The Census Tract is 0114.00-Middle Census Tract. The MSA Code is 35614.
Located in Hudson County.
Location of Bank Branch
The Bank’s branch address is 401 Washington Street, in Hoboken, New Jersey, 07030. The Census Tract 0187.01-Upper Census Tract. The MSA Code is 35614.
Located in Hudson County.
Location of Bank Branch
The Bank’s branch address is 473 Spotswood-Englishtown Road in Monroe Twp., New Jersey, 08831
The Census Tract is 0082.11-Upper Census Tract. The MSA Code is 35154.
Located in Middlesex County.
Location of Bank Branch
The Bank’s branch address is 611 Avenue C in Bayonne, New Jersey 07002.
The Census Tract is 0106.02-Moderate Census Tract. The MSA Code is 35614.
Located in Hudson County.
Location of Bank Branch
The Bank’s branch address is 181 Avenue A in Bayonne, New Jersey 07002.
The Census Tract is 0112.00. The MSA Code is 35614-Upper Census Tract.
Located in Hudson County.
Location of Bank Branch
The Bank’s branch address is 200 Valley Street, South Orange, New Jersey 07079
The Census Tract is 0193.00-Upper Census Tract. The MSA Code is 35084.
Located in Essex County.
Location of Bank Branch
The Bank’s branch address is 211 Washington Street in Jersey City, New Jersey 07302. The Census Tract is 0075.00-Upper Census Tract. The MSA Code is 35614.
Located in Hudson County.
Location of Bank Branch
The Bank’s branch address is 378 Amboy Avenue, Woodbridge, New Jersey 07095.
The Census Tract is 0029.02-Moderate Census Tract. The MSA Code is 35154. Located in Middlesex County.
Location of Bank Branch
The Bank’s branch address is 165 Passaic Avenue, Fairfield, New Jersey 07004.
The Census Tract is 0216.01-Middle Census Tract. The MSA Code is 35084.
Located in Essex County.
Location of Bank Branch
The Bank’s branch address is 190 Park Avenue, Rutherford, New Jersey 07070.
The Census Tract is 0513.00-Middle Census Tract. The MSA Code is 35614.
Located in Bergen County.
Location of Bank Branch
The Bank’s branch address is 240 Page Avenue, Staten Island, New York 10307.
The Census Tract is 0248.00-Upper Census Tract. The MSA Code is 35614.
Located in Richmond County.
Location of Bank Branch
The Bank’s branch address is 354 New Dorp Lane, Staten Island, New York 10306.
The Census Tract is 0134.00-Upper Census Tract. The MSA Code is 35614.
Located in Richmond County.
Location of Bank Branch
The Bank’s branch address is 1500 Forest Avenue, Staten Island, NY 10302
The Census Tract is 0251.00-Upper Census Tract. The MSA Code is 35614.
Located in Richmond County.
Location of Bank Branch
The Bank’s branch address is 626 Laurel Avenue, Holmdel, NJ 07733
The Census Tract is 8032.01-Middle Census Tract. The MSA Code is 35154.
Located in Monmouth County
Location of Bank Branch
The Bank’s branch address is 734 Ridge Road, Lyndhurst, NJ 07071
The Census Tract is 0314.00-Middle Census Tract. The MSA Code is 35614.
Located in Bergen County.
Location of Bank Branch
The Bank’s branch address is 2000 Morris Avenue, Union, NJ 07083
The Census Tract is 0331.00-Middle Census Tract. The MSA Code is 35084.
Located in Union County.
Location of Bank Branch
The Bank’s branch address is 156 Maplewood Avenue, Maplewood, NJ 07040
The Census Tract is 0199.00-Upper Census Tract. The MSA Code is 35084.
Located in Essex County.
Location of Bank Branch
The Bank’s branch office is at 1630 Oak Tree Road, Edison, New Jersey 08820.
The Census Tract is 0014.09-Upper Census Tract. The MSA Code is 35154.
Located in Middlesex County.
Location of Bank Branch
The Bank’s branch office is 1452 Rt. 46 West, Parsippany, New Jersey 07054.
The Census Tract is 0417.06-Middle Census Tract. The MSA code is 35084.
Located in Morris County.
Location of Bank Branch
The Bank’s branch office is 781 Newark Avenue, Jersey City, New Jersey 07306.
The Census Tract is 0019.00-Moderate Census Tract. The MSA Code is 35614.
Located in Hudson County.
Location of Bank Branch
The Bank’s branch office is 70 Broadway, Hicksville, New York 11801.
The Census Tract is 5193.00-Middle Census Tract. The MSA Code is 35004.
Located in Nassau County.
Location of Bank Branch
The Bank’s branch office is 10 Schalks Crossing Road, Plainsboro, New Jersey 08536.
The Census Tract is 0086.02-Upper Census Tract. The MSA Code is 35154.
Located in Middlesex County.
Location of Bank Branch
The Bank’s branch address is 876 Kinderkamack Road, River Edge, and NJ 07661
The Census Tract is 0481.00-Upper Census Tract. The MSA Code is 35614
Located in Bergen County.
Location of Bank Branch
The Bank’s branch address is 1100 Washington Street, Hoboken, NJ 07030
The Census Tract is 0187.02-Upper Census Tract. The MSA Code is 35614
Located in Hudson County.
Location of Bank Branch
The Bank’s branch address is 269 Ferry Street, Newark, NJ 07105
The Census Tract is 0073.00-Moderate Census Tract. The MSA Code is 35084
Located in Essex County.
Hours of Operation:
Branch* and Drive Up* hours are Monday thru Friday 9AM to 5PM. *Saturday hours are 9AM to 1PM. *27th Street Branch hours are Monday thru Wednesday 9AM to 5PM, Thursday and Friday 9AM to 6PM and Saturday 9AM to 1PM. Drive Up hours are Monday thru Wednesday 8AM to 5pm,Thursday and Friday 8AM to 6PM and Saturday 8AM to 1PM. *Hoboken 11th Street and *Jersey City Washington Street Lobbies are closed Saturday. Both have no Drive-up Service. * Parsippany Branch Lobby is closed on Saturdays. * New Dorp Branch hours are Monday and Friday 9AM to 5PM, Wednesday 9AM to 1PM and closed Tuesday, Thursday and Saturday. All Branches and Drive Up’s are closed on Sunday.
All branch lobbies are closed for the following Holidays: New Year’s Day, Martin Luther King Jr. Day, Presidents Day, Easter Sunday, Memorial Day, Juneteenth, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving Day and Christmas Day.
The bank evaluates the option of providing Drive Thru hours on a specific holiday. Individual branches will post notices advising customers of specific hours and locations
Retail Banking Services
The bank offers Retail Banking Services including, but not limited to:
Passbook Savings
Statement Savings
Certificates of Deposit
Holiday Club Accounts
Vacation Club Accounts
Money Market Tiered Checking
Youth Savings Accounts
Student Savings Accounts
Escrow Funds Management
Lease Security Savings
Non-Interest-bearing Campus Checking
Interest bearing Checking Accounts
Non-Interest-bearing Checking Accounts
Business Checking Accounts
Individual Retirement Accounts
Attorney Trust Accounts
IOLTA Accounts
IOLA Accounts
Mobile and Telephone Banking
Free Coin Redemption***
Online Banking
BCB’s Easy Checking is designated as the new New Jersey Consumer Checking Accounts.BCB Easy Checking exceeds the NJ required standards.
NY Lifeline Consumer Checking Accounts
Money Orders
United States Savings Bonds Redemption
Safe Deposit Boxes*
Wire Transfers
Depository for Government Funds
ATM Debit Cards
Night Depository**
Merchant Services
Official Bank Checks
Online Commercial Real Estate Loans
Commercial Real Estate Loans
Commercial Lines of Credit
Commercial Business – Term Loans
Residential Mortgages (Fixed, Adjustable and Balloon)
Home Equity Loans
Home Equity Lines of Credit
Medical Malpractice Insurance Loans
Auto Loans
Passbook Loans
Overdraft Credit Lines
Letters of Credit
Small Business Loans
*The following branches do not have Safe Deposit Boxes:
Washington Street and Newark Ave, Jersey City, North Street, Hoboken (11th Street), Page Ave, New Dorp, Rutherford, River Edge and Lyndhurst.
**The following branches do not have Night Depository:
Hoboken, Hoboken (11th Street), 27th Street & North Street in Bayonne, Washington Street and Newark Ave, Jersey City, Union and Maplewood.
*** The following branches do not have coin redemption machines:
Hoboken (11th Street), Washington Street Jersey City, Rutherford has one but is not for public use.
Facility BasedAssessment Area: BCB Community Bank has defined the County of Bergen, the County of Essex, the County of Hudson, the County of Morris, the County of Passaic, the County of Middlesex, the County of Monmouth, County of Ocean and the County of Union in New Jersey and the County of Richmond in Staten Island and the County of Nassau in New York as its assessment area in accordance with the Federal Deposit Insurance Corporation regulations, section 345.41. The assessment areas lie in the States of New Jersey and New York.
Kings County was removed from our Assessment area in May 2022.
Maps: maps of the Bank’s assessment areas and listing of census tracks in the assessment areas are found in the Public File.
Branch ATMS- All Branch ATM’s Accept Deposits.
860 Broadway, Bayonne, NJ – 1 in Drive Up, 1 in the vestibule of the building
508 Broadway, Bayonne NJ – 1 in Lobby
104 Avenue C, Bayonne NJ – 1 in Drive Up, 1 outside of Building
Hoboken, NJ (401Washington Street) – 1 in Lobby
Monroe Township., NJ – 1 in Drive Up
611 Avenue C, Bayonne NJ – 1 in Drive Up, 1 outside of Building
North Street, Bayonne, NJ – 1 in Lobby
South Orange, New Jersey– 1 in Drive Up, 1 in Lobby
Jersey City, NJ (Washington Street) – 1 in Lobby
Woodbridge, NJ – 1 in the vestibule of the Branch
Page Ave, Staten Island, NY-2 in the vestibule of the Branch.
New Dorp Lane, Staten Island, NY-1 in the vestibule of the Branch
Rutherford, NJ- 1 in Lobby
Fairfield, NJ – 1 in Drive Up
Forest Ave, Staten Island, NY-1 in Lobby, 1 in Drive Up
Holmdel NJ-1 in Drive Up
Lyndhurst NJ-1 in Lobby
Union NJ- 1 outside of Building
Maplewood NJ-1 in the Lobby
Edison, NJ-1 in the vestibule of the Branch
Parsippany, NJ 1in the vestibule of the Branch
Jersey City, NJ (Newark Ave) 1 in the vestibule of the Branch
Hicksville, NY 1 in the vestibule of the Branch
Plainsboro, NJ 1 in the vestibule of the Branch
River Edge NJ-1 in the Drive Up
Hoboken (11th Street) NJ-1 in the Lobby
Newark NJ-1 in Drive Up, 1-walk up and 1 on the Teller Li
Off Site ATM Locations- Do, not accept Deposits.
1 ATM at Bayonne City Hall-630 Avenue C, Bayonne, New Jersey 07002.
The Census tract is 0107.00- Middle Census Tract.
Located in Hudson County. The MSA Code is 35614.
2 ATMS at Bayonne High School-667 Avenue A, Bayonne, New Jersey 07002.
The Census tract is 0106.01-Moderate Census Tract.
Located in Hudson County. The MSA Code is 35614.
1 ATM at Care Point Health Bayonne Medical Center-29 East 29th Street, Bayonne, New Jersey 07002,
The Census tract is 0107.02-Low Census Tract.
Located in Hudson County. The MSA Code is 35614.
4/5/2024
Branch Closings for 2022 and 2023.
On September 30, 2022, the branch located at 112 Talmadge Road, Edison NJ 08817. The Census Tract is 0015.05-Middle Census Tract. The MSA Code is 35154. Located in Middlesex County.
On January 13, 2023, the branch located at 803 Roosevelt Avenue, Carteret, NJ 07008. The Census Tract is 0037.00-Moderate Census Tract. The MSA Code is 35154. Located in Middlesex County.
Branch Closings for 2024.
On April 5, 2024, the branch located at 987 Broadway, Bayonne, NJ 07002. The Census Tract is 0102.00-Upper Census Tract. The MSA Code is 35614. Located in Hudson County.
Branch Openings for Current Year and Two Priors Years.
There were no Branch Openings in 2022.
June 5, 2023-Branch located at 240 Page Avenue, Staten Island, NY 10307. The Census Tract is 0248.00-Upper Census Tract. The MSA Code is 35614. Located in Richmond County.
There have been no CRA public comments for 2022.
There have been no CRA public comments for 2023.
There have been no CRA public comments as of March 31, 2024.
CURRENT ASSESMENT AREA
New Jersey: Bergen, Hudson, Essex, Passaic, Middlesex, Monmouth, Morris, Ocean and Union Counties.
New York: Nassau and Richmond Counties.
Home Mortgage Disclosure Act Notice
The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. These data are available online at the Consumer Financial Protection Bureau's Web site (www.consumerfinance.gov/hmda). HMDA data for many other financial institutions are also available at this Web site.