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Personal Checking

Our checking Options Side-by-side

At BCB, we make checking easy.

We know that different people have different needs when it comes to checking accounts. That's why we offer a variety of options, so you can bank the way you want to bank.


Compare Easy Checking Choice Checking Money Market Checking
Teen Bridge Checking
Campus Checking
Senior
Checking
Best Choice If You Just Want the Basics Want to Earn Extra Money Want to Earn Max Interest Are a Teen* Are Currently a Student Are Older & Wiser
Minimum Deposit to Open $50.00 $50.00 $1,000.00 $50.00** $75.00*** None
Monthly Service Charge None $5.00 monthly fee if daily balance falls below $500 $10.00 monthly fee if daily balance falls below $1,000.00 None None None
Minimum Daily Balance to Obtain Stated Annual Percentage Yield None $500.00 $5,000.00 None None $500.00
Annual Percentage Yield None 0.10%
0.10% ($500+)
0.20% ($10,000+)
0.30%
($50,000+)
None None 0.35%
Check Printing Free (Initial order) Free (Initial order) Free (Initial order) None Free (Initial order) Free for Life
Check Writing Unlimited Unlimited No more than 6 preauthorized withdrawals, automatic or telephone transfers, checks, drafts, or similar transactions from your account per month or statement cycle. Any additional withdrawal transactions will incur a fee of $25.00 per transaction. None Unlimited Unlimited
Free Additional Services Monthly Image Statements, BCB Debit/ATM, 24 Hr Bank By Phone, Mobile/Online Banking, Online Bill Pay Monthly Image Statements, BCB Debit/ATM, 24 Hr Bank By Phone, Mobile/Online Banking, Online Bill Pay Monthly Image Statements, 24 Hr Bank By Phone, Mobile/Online Banking, Online Bill Pay Monthly Image Statements, BCB Debit/ATM, 24 Hr Bank By Phone, Mobile/Online Banking Monthly Image Statements, BCB Debit/ATM, 24 Hr Bank By Phone, Mobile/Online Banking, Online Bill Pay
Monthly Image Statements, BCB Debit/ATM, 
24 Hr Bank By Phone, Mobile/Online Banking, Online Bill Pay
Free Refund for Non-BCB ATM Usage None None None $15.00 per statement cycle $15.00 per statement cycle None
Interest Bearing Accounts None On daily balances $500 & over Tiered None None On daily balances of $500 & over
Age Restrictions None None None 13-17 18-24 55+

Additional Important Details:

All interest rates and annual percentage yield are subject to change without notice after opening account. Interest is compounded daily and credited monthly.

Interest begins to accrue on the business day your deposit is made.

Closing account before interest is credited will forfeit accrued interest.

Fees may reduce earnings.

* Parent or Guardian must have a BCB checking account in good standing.

** When opening a Teen Bridge Checking Account with $50.00 or more, BCB will automatically credit $10.00 to the account.

*** When opening a Campus Checking Account with $75.00 or more, BCB will automatically credit $25.00 to the account.

Subject to Verification

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